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Fractional CFO Services

A CFO on your team, without the full-time salary.

Forecasting, cash flow strategy, and the financial insight behind every big decision, from a senior finance leader who knows your numbers cold. On a fixed monthly fee, not a six-figure hire.

★★★★★ Led by Nicole Jensen, CPA • 96% retention • serving all 50 states
What you get

Financial leadership, sized to fit your business.

A full-time CFO costs well into six figures before you count equity and benefits. Most growing businesses do not need that. They need the judgment, the forecasting, and the steady hand, without carrying the whole salary.

Our fractional CFO plugs into your business as a senior member of the team, works from books we keep accurate, and turns your numbers into decisions you can act on.

Inside a CFO engagement

  • Monthly forecasting and budgeting
  • 13-week cash flow visibility
  • KPI and board-ready reporting
  • Pricing and unit-economics analysis
  • Scenario and growth planning
  • Fundraising and lender support
When it is time

You do not need a full-time CFO. You need this one, part-time.

Most owners bring us in at the point where the business has outgrown gut feel, but a full-time hire still feels premature. If a few of these sound familiar, a fractional CFO is the right next step.

You might be ready if

  • Cash keeps surprising you, good months and bad
  • You are raising money or taking on debt
  • Growth has outpaced what your books can tell you
  • You want a budget you actually trust
  • You are preparing the business for a sale
  • Your reports do not answer the questions you have
How it works

A senior CFO, on a monthly rhythm you can count on.

No hourly billing, no decoding an invoice. One fixed monthly fee and a clear cadence from day one.

01

Discovery

We learn your business, your goals, and where the numbers hurt today.

02

Clean baseline

We get the books accurate and current, so every forecast stands on solid ground.

03

Forecast and plan

Budget, cash flow model, and the KPIs that actually drive your business.

04

Monthly rhythm

Reporting, review, and strategy every month, plus a call away when decisions cannot wait.

91%
Net Promoter Score
96%
Retention rate
50
States served
20+
Five-star reviews
Questions

Fractional CFO, answered.

How much does a fractional CFO cost?

Far less than a full-time CFO. Pricing is a fixed monthly fee set to the scope your business needs, so there are no hourly surprises. The fastest way to a real number is a short fit conversation.

What is the difference between a controller and a CFO?

A controller keeps the financial engine running: accurate books, monthly close, and controls. A CFO looks forward: forecasting, cash strategy, and the decisions that shape where the business goes next. Many of our engagements pair the two.

Do you work with businesses outside Utah?

Yes. We are based in Salt Lake City and serve growing businesses in all 50 states. The work is done remotely with the same close, hands-on relationship.

Do I have to switch bookkeepers to work with your CFO?

It works best when we keep the books too, because a forecast is only as good as the numbers under it. That said, we will meet you where you are and tell you honestly what needs to change first.

See what a fractional CFO would do for your business.

A short conversation, an honest answer, and a fixed monthly quote.

See if we are a fit